• Skip to main content
  • Skip to secondary menu
  • Skip to primary sidebar
  • Skip to footer
  • Home
  • About Us
  • Say hello
Rethink Real Estate. For Good.

Rethink Real Estate. For Good.

  • Podcast
  • Posts
  • In the news
  • Speaking and media
    • About Eve
    • Speaking requests
    • Speaking engagements
    • Press kit
  • Investment opportunities

Impact

Citizen architect.

June 15, 2022

From an early age, Rico Quirindongo was interested in the impact of the built environment on people. That’s why he became an architect. But he sees an architect’s role as much larger than just designing buildings with a useful life. He believes every architect has an obligation, a responsibility to engage in a civic conversation for design justice – to absorb the history of a place and the needs of the current community in a meaningful way, into each and every design.

Rico started his career as an architect in St. Louis, MO, and later moved back to his hometown of Seattle to work first with Donald King, and then with the DLR group. He has been twice recognized by the AIA as a citizen architect – in 2011 and again in 2020. The AIA looks at more than just the physical aspects of architecture. They also value the architect’s ability to uplift diverse voices, influence social change, and bring about community engagement – all of which hold great importance in Rico’s work.

In 2021, Rico took on the role of interim director at the Office of Planning and Community Development for the City of Seattle, hoping to increase the scale of his social impact. This role feeds his soul. Here he can push harder for what he believes in. Positive results are already rolling in. The trajectory of the Seattle Midtown Square project was significantly altered when Rico gave the local community a role in its planning. The development was transformed from a building of 430 units with a CVS on the corner into a destination location featuring a not-for-profit organization, an artist residency location, an art gallery, and more.

Rico’s success stories show us the amazing results that collaboration can bring. He reminds us that local residents – those who know and love their neighborhoods – can bring a fresh perspective, helping developers create buildings that benefit the people.

Read the podcast transcript here

Eve Picker: [00:00:09] Hi there. Thanks for joining me on Rethink Real Estate. For Good. I’m Eve Picker and I’m on a mission to make real estate work for everyone. I love real estate. Real estate makes places good or bad, rich or poor, beautiful or not. In this show, I’m interviewing the disruptors, those creative thinkers and doers that are shrugging off the status quo, in order to build better for everyone. If you haven’t already, check out all of my podcasts at our website RethinkRealEstateForGood.co, or you can find them at your favorite podcast station. You’ll find lots worth listening to, I’m sure.

Eve: [00:01:04] From an early age, Rico Quirindongo was interested in the impact of the built environment on people. That’s why he became an architect. But he sees an architect’s role as much larger than just designing buildings with a useful life. He believes every architect has an obligation, a responsibility to engage in a civic conversation for design justice, to absorb the history of a place and the needs of the current community in a meaningful way into each and every design. Recently, Rico became interim director at the Office of Planning and Community Development for the City of Seattle. The city he has lived his life in, and this role feeds his soul. Here he can push harder for what he believes in. Positive results are already rolling in. Please listen in to hear more.

Eve: [00:02:13] If you’d like to join me in my quest to rethink real estate, there are two simple things you can do, share this podcast and go to rethinkrealestateforgood.co, where you can subscribe to be the first to hear about my podcasts, blog posts and other goodies.

Eve: [00:02:39] Hi Rico, I’m just delighted to have this opportunity to talk to you today.

Rico Quirindongo: [00:02:44] Morning.

Eve: [00:02:45] It’s very early for you. Yes.

Rico: [00:02:49] I’m an early riser, so it’s okay.

Eve: [00:02:51] Oh, well, that’s good. Yeah. Let me start by asking you, you know, a big question. What led you to move from an international design practice to a planning department in Seattle?

Rico: [00:03:03] Well, I would want to take a step back. So, I began working as a Black architect. Actually, I started working as a Black architect in St Louis at a Black owned firm called Kennedy Associates. Moved back to my, this was after college, I moved back to Washington State to do my graduate work at University of Washington. And in doing my thesis, which was the creation of an African American museum for the Northwest, I met a man who was also helping to lead the community, who was also an architect, Black architect. He essentially adopted me. I became an intern in his practice. This was in the mid 90s. Donald King, who is a mentor and a friend. I worked for Donald and, with Donald, became a partner of his firm for the better part of 17 years, moved over into this international practice to build the civic side of the practice, this was DLR Group, a wonderful firm. Really appreciated my time there, and I essentially was recruited to join the city.

Rico: [00:04:42] I had actually been interested in the Office of Planning and Community Development when it was created. I think that was five and a half years ago. That position was taken by Sam Assefa, who is now providing leadership in this realm in California for the state. He did a great job in building the office, and I was honored to be able to be brought in. I would say that I’ve always been looking for, I’m always looking for how I can leverage whatever I’m doing today to get to something that has a larger positive impact for community, that is scalable. And so, taking my small firm community-based practice to an international firm to kind of infuse that type of community based leadership and design thinking in the international practice and then bring that same thinking to the City of Seattle now where I’m able to hopefully impact a much larger community locally. It’s very meaningful to me.

Eve: [00:06:03] So, what’s your role there?

Rico: [00:06:06] So, I am the acting director for the Office of Planning and Community Development, and it’s a multifaceted role. I mean, so on the planning side, we are in charge of our long-range planning for the city. So, Growth Management Act Coordination and compliance with the Puget Sound Regional Council. So, we have six urban growth areas, sub area plan work that we have to do. We are leaning into redevelopment of our comprehensive plan, which will be a ten-year plan. So, it will look out to 2044 and address issues of continued growth of the city, working with our Office of Economic Development regarding what is the relationship to built environment and job growth. And we also are leaning into a discussion around equity. So, how do we look at a terrible history of redlining in our city, which is no different than what we saw in cities across the nation? And how do we really begin to reverse some of that damage and help lay the groundwork to build generational wealth for our communities of color who have been under served and under supported? I would say a couple of other things are office convenes a capital subcabinet. So, I’m a member of the cabinet for the mayor and we convene on a monthly basis a cross collaborative discussion with ten capital departments across the city, including our Seattle City Light and our public utilities and our department of transportation.

Rico: [00:08:03] To look at how are we making place-based decisions related to how we’re investing dollars and kind of to try to push beyond the silos of kind of each department’s individual capital program. And then lastly, we, I also help lead our Equitable Development Initiative, which is a, it’s our largest investment in the community development side of the work. So long range planning, the stuff that’s up to 20 years out. It’s really hard for people to, people that are living their daily lives. Like, what does that work really mean to me? The community development side, we’re working on the ground in the trenches with our actual development initiative, investing around $20 million a year into community led projects. It is BIPOC-led projects, community based, multifaceted, many different types of projects, some housing related, all invest in different types of services being provided to community. It’s very inspirational and it really connects the dots between kind of our aspirational long-term goals and like work that we do in the day to day that’s actually making a difference in people’s lives.

Eve: [00:09:34] So one of the questions I was going to ask you, which I think you answered, is, does this work feed your soul a little better than the private practice?

Rico: [00:09:42] Yes, absolutely.

Eve: [00:09:43] Sounds like it does.

Rico: [00:09:44] Yeah, I would say that I feel very fortunate. I think that, from the beginning, really, as an intern, it was important to me to be able to do work in the community and to do work that had meaning and value. Whenever I have the chance to be on a panel discussion or speak with students at a university. My message has been that you really can’t wait for a tomorrow that you’re never going to get to. And, if there is something about which you’re passionate or that brings you a sense of purpose or meaning, it is important to try to lean into that, like in real time, like in your day to day. And it doesn’t mean that you can have that meaningful value in your work every single day, necessarily. I mean, there are certainly days where the work is just hard and difficult, but this job does get me out of bed every day.

Eve: [00:10:46] I completely agree with you. So, you know, I think architects are in a unique position that they really do need to think in advance, like 10, 20 years. And so we sort of trained to think about what a piece of land can become 20 years from now. So it’s sort of a very natural shift to add a little bit more to it, right?

Rico: [00:11:09] Yes, absolutely. I think that my thesis, in graduate school was. My thesis chair, George Rolfe, was an urban planner and provided leadership for our school, for the department. Actually, he was also the first ed for the Pike Place Market, which I was chair for three or four years. I was on the board for seven years. But the thesis. At the end of the day, was around development of a large city block and turning it into housing. And this African American museum, which we actually had the good fortune of being able to work with Donald King to see that project into reality with the city and the community, I think it was a decade after the thesis was completed. But as a student, what was foundational for me was that the project, while important, started with a analysis of the neighborhood and the city and context. I think that it is critical that as we make investments in individual site solutions as architects, or as individuals or as a city like it, it is critical to think about what’s the ripple effect of that individual site outward into community, into a urban context, or depending on where you live, a rural context as well. It’s more than just what happens on that single site.

Eve: [00:12:53] Yes. So, you know, this brings me to the architecture profession and an architect role. And is the profession of architecture and planning becoming more focused on equity or does it have a long way to go? How can we impact, how can we make that profession sort of reflect on this more? I suppose I’m coming from this. I also taught in an architecture school, and I found it to be startling how little students were told what they could do with this knowledge they were learning. I think architects are sort of uniquely trained and have the capability to do all sorts of things with that training, you know. But it feels to me like architecture. You know, the iconic building architecture has got to shift a little, right?

Rico: [00:13:44] I think it is. I mean, I think that 150 years ago, if this was a very white male led profession and, in some regards, that is still the case. But it was a profession that was of privilege. Again, still is, but one where the focus was on more of a elite clientele that could afford to bring on board an architect and do expensive developments that were focused on the individual. I think that what we have seen is the beginnings of a shift where we really are. Architects are servants to the community. I was recognized by the American Institute of Architects as a citizen architect in 2011 and again in 2020. And I think that part of what the Institute of Architecture has acknowledged is the importance and value of what the profession can and should be doing to help lift up diverse voices, invest in social change through built environment projects, and understand that to get to a place that is about equity in the community is a multifaceted discussion.

Rico: [00:15:18] And I often talk about Kaiser Family Foundation social determinants of health, which there are six buckets of consideration regarding if looking at the whole health of an individual or family or community, you have to address all six of those buckets. One of them is social and cultural context. One of them is built environment, food, health, health care, access to good education. And so, I think that we hold one of those pillars as architects. And I do think in 2020, with the horrible atrocity of George Floyd’s death and kind of the elevation of the critical issues around how people of color have been disrespected and held down for centuries. You saw a lot of architects actually asking the question, what can we do to be a value to make a difference in this discussion? And I think that we are now doubling down on trying to answer that question. I think it is about being an ally. I think it is about being a support. I think it is about transfer of wealth from those that have to those that do not, and that can be done through environmental projects.

Eve: [00:16:59] When you think about a space or a place that’s being designed, what elements do you think are critical for it to become more equitable.

Rico: [00:17:10] This can be hard depending on the project type. I think that looking at the context of a place. I mean, you have to start with what is the history of that place, right? Like, who did the land belong to? We in our, in these United States have stolen land from our Indigenous population. And that is a burden that we need to carry forward in the work and looking toward righting past wrongs. I think that looking at a context of place, you have to look at the generational history of that place, how that informs site and context. And then what is the community, the resident community that is there in the present and how might they be affected by whatever the built environment project is that is being proposed? And what is the opportunity for that resident community to be invited into the conversation and the process for visioning for the redevelopment of a site. I think depending on what the type of project is, will determine on what the community role is or can be in that project. But I think that it is critical for us as architects to ensure that the community does have a seat at the table.

Eve: [00:18:50] Interesting. Yeah. I mean, I was at the planning department many years ago, and community engagement really meant just some meetings with the community many years ago. I mean, how has that shifted? What does that really mean today? Like community engagement?

Rico: [00:19:05] It is a dangerous prospect. It’s very easy to get trapped in a box checking process where, you know, City of Seattle, we have a regulatory process which requires that for many projects you have to go through design review in order to get your building permit, and that requires that you have two community meetings. So, you go out and talk about height, bulk and scale of the project and then come back for a second meeting and talk about how facades will be articulated. And it’s easy to, I shouldn’t say easy, but it is not unusual for that process to look or function performatively but not actually engage the community in the real conversation about things that they care about. I think that that latter conversation is hard.

Eve: [00:20:03] It’s very hard. Yeah.

Rico: [00:20:05] It is.

Eve: [00:20:06] Very hard.

Rico: [00:20:07] When I was the chair for the Pike Place Market, PDA Council, Preservation Development Authority, honestly, we had public open meetings every single week with a very engaged resident population. Between over 300 businesses, mostly small businesses and residents that live on that urban campus, if you will. A lot of people very much cared about their built environment and their families and businesses and would show up to those meetings to hold us accountable for decisions that we made, many of which were about the buildings that we owned and the public realm environment that we were responsible for. And it is much easier to make decisions about what a building looks like and how it impacts the environment when you are doing the design, executing the project and then walking away, it’s much harder to do that when you’re going to be held accountable week to week long after that project is completed.

Rico: [00:21:23] That is certainly an attitude that Donald and I shared in private practice with our small Black-owned firm that, not only around the idea of repeat clients, but just around community accountability. You have to do well by community through the process. Community has to see themselves as a part of the conversation and not, in a tangible way. There’s a project that I worked on where the part of the call and response with Community got to a place where we really had to have a very explicit conversation about, this is what we hear you saying that you need. This is what we can do. And this is how that input is being incorporated in build form in the project. And this is what we can’t do, and this is why we can’t do it. I think so often we’re afraid to be honest or transparent about what we can and what we can’t do and what the whys are, because then we can be criticized or someone might not agree with us, but the reality is that is the only way.

Eve: [00:22:34] Yes.

Rico: [00:22:35] By having an honest and transparent and real conversation with people, can we build trust and actually do well for ourselves and on behalf of community?

Eve: [00:22:48] The question I always have is this is a very high resource, intense activity. And for the thousands of little projects going on with small developers who don’t have the capability to have that sort of continued conversation, I wish that there was someone building resources for them because I think often that community activity can be perfunctory when you simply don’t have the ability to manage it, right. I mean, if you’re a big developer and you set aside a bucket of funds and time and you can plan for someone to be managing that, you can get it done. But if it’s something small, which could matter equally. Equally, right? It’s difficult.

Rico: [00:23:43] Yeah. I appreciate your point. And I do think that for smaller developers, it is important to be able to provide a small development community. And I have been in conversations with an organization called LISC.

Eve: [00:24:01] Oh yes, I know LISC.

Rico: [00:24:02] That does investments, large investments in the community nationally. Locally, they are engaging in a program to invest in small bipoc developers, figure out where they are in the development of their practices, and then how they can help provide them resource to grow their capacity. Like I said before that level of community investment that is meaningful is hard. But I think that if authentic, then it becomes more straightforward. And what I mean by that is, it is very difficult for a developer to come in from outside the community, into a place, propose a project without having community context or contacts. And I think that, while I understand that if you’re a small developer, you have limited resource, I still think that from a place of responsibility, that part of that resource has to be allocated to talking to people in the neighborhood. Talking about your project. Understanding what the context and impact of it is. And having that inform the design and implementation, including hiring of small business, other small businesses that are part of the construction project or become residents in the project, I think that the activity is scalable. I understand that smaller projects have more limited resources and therefore can’t do the same things that large projects can. But I also know that small developers often find themselves more connected with community in their projects than large corporate ones. I don’t think it’s simply an issue of scale.

Eve: [00:25:55] Yeah, no, I see that. So, I suppose I want to know how can we actively make places that work for everyone and that everyone feels comfortable in? I understand the history and the engagement, but how does that translate physically? Like, have you got an example of a project where you think it might have turned out very differently if there hadn’t been that engagement?

Rico: [00:26:22] I’ll talk about this project that’s opening up now called Midtown Square. It is a project that was built by Lake Union Partners here in Seattle. I was brought in to lead a community conversation because there was a fissure between what the white majority developer was looking to do, building of 430 units, and what the community saw, which was a white developer coming in and taking over what was a very important site to that community at Union and 23rd in the Central District, which was a historically Black neighborhood in the city.

Eve: [00:27:02] You don’t choose easy conversations, do you?

Rico: [00:27:04] No. No, I don’t. Through a community engagement process, so there were, we created a series of open houses, one on one interviews, small group discussions, meeting people where they’re at, going to the local school public events to talk about the project really sought to get community input and direction. What we built was an art program for the project where we brought in eight locally connected BIPOC artists that transformed both site and building, like the facades of the building, actually were turned into canvases for artists to transform. And what we ended up with is a destination location at that at that intersection now where in addition to the art program, we created a new non-for-profit at the prominent city corner, which is dedicated to the artist community, largely Black artists. There’s a place for artists to sell their wares. There is an artist residency location, there’s a gallery. None of which was conceived of in the original project. And the ground floor of that building, both the interior courtyard and the two prominent facades that face major street fronts, will be filled with Black-owned businesses. And so, the transformation of the public realm is both bringing back businesses that were pushed out of that portion of the neighborhood and also creating opportunities for new business or expanded business that’s contributing back to the generational wealth of the owners of those businesses.

Eve: [00:29:08] That’s a remarkable outcome. And it’s a very, very lovely one. I can picture it. And was the developer happy with this outcome?

Rico: [00:29:19] Very much so. And I have to say that I feel like we were very fortunate to. And, you know, transformation happens over time, right. They had done two other projects in the neighborhood that had no investment in a community conversation, at least not one that that was evident or one that was felt and understood by the community being impacted to see the, this developer lean into a different process. And to be clear, like it began because the City of Seattle, through the regulatory process, said, yes, we understand what you are trying to do, but the community is not aligned with you on this project and you’re going to have to go fix it, figure it out.

Eve: [00:30:08] That’s a great role.

Rico: [00:30:10] It was an important role. I think that we were very fortunate to be able to work with a developer who could respond to a different viewpoint and different ideas than what they may have initially visualized, or the extent to which the level of investment that was asked of them was very different than where they were, where the project conversation started

Eve: [00:30:39] I don’t know how they could have imagined that outcome. It’s pretty terrific. I do want to say, like just on our funding portal, what’s been a really interesting shift that we’ve noticed over the last year or two, again since the horrible George Floyd episode, larger and larger developers have been coming to us in an effort to kind of integrate raising capital from the community or letting the community have some ownership in their project as well, it’s been a really pronounced shift. So, I think all of this is kind of happening together. It’s fascinating and fabulous.

Rico: [00:31:18] And even on that project. And so, we, now that I’m on the city side, I get to see it from the other side of the table, like the new not-for-profit applied to the city for funding for their tenant improvement. The ones dedicated to artists on the ground floor, that, there was a push. Like, that was not what the original intention was for that corner actually was going to be a CVS pharmacy.

Eve: [00:31:48] Oh, I like this much better.

Rico: [00:31:52] Yes, everybody did, developer included. But the big push there was a condominiumization of the building where that ground floor unit is now owned by the not-for-profit and providing generational wealth to artists that will be involved with that collective, which was again not what was originally, it was not what was originally conceived by the developer. And so, there is a big push that we are making. At least in this work that we’re doing through the EDI program, to ensure that moneys that are being invested, the properties are held by community members, by BIPOC owners that actually helps them get to a better financial position.

Eve: [00:32:47] We just completed an offering actually for the San Francisco Community Land Trust, which was really interesting because they purchased a 41 unit building with some retail space that was a commercial rental building, and they are going to be converting it over the next few years into a BIPOC owned cooperative for the people who live there. Very complicated project, but we actually help them raise money. Although they didn’t need the money for their business plan, they wanted to let the community invest, and there are so many people out there who want to help. It was very interesting. The return offered was low, but that doesn’t matter to some people. Yeah, we’re hoping that we’re going to raise. I mean, that was probably one of the best do-good projects we’ve ever done. I thought it was a pretty amazing project. So, I think more and more this is happening, which is just in all sorts of ways, which is just fabulous. So, I wanted to talk to you about the Waterfront Seattle Park as well, but we may have run out of time because that’s a huge project that looks amazing. And I know you were involved. And how did that impact the outcome of what’s being built, I suppose?

Rico: [00:34:03] I was recruited to join the Pike Place Market Council in large part because a parcel Pike Place had one remaining parcel on our campus which was able to be developed, and it was essentially an early win for the Waterfront project, which is headed up here by Marshall Foster, Office of Waterfronts and Civic Projects. That opportunity was to develop a site that contributes to the Pike Place Market in creating a huge plaza that allows you to look out over the waterfront and the city, and that’s a public gathering space. Added farmer and market stalls that became an extension of marketplace for us, but, well and created 10,000 square feet of makerspace for businesses. But underneath all of that, and that’s what’s important for the Waterfront project, we built 300 parking spaces which were part of a replacement. There was a study done as part of the Environmental Impact Statement for the Waterfront Project that acknowledged that I believe over 600 spaces were being lost in the redevelopment of the waterfront and that that was a critical impact to the downtown community. And so, Pike Place Market essentially answered an RFP from the city for a replacement of a portion of those parking spaces. So below the project, invisible to anybody that comes into the market, we have provided a solution to a need for the Waterfront development. It’s not what drives the placemaking, but important for the functioning of the downtown.

Rico: [00:36:11] On the placemaking side, the Marketfront Project, that’s what we call it, it was the first development, and I would call it a public private partnership, right? Because half of the 34 million was committed into that project by the city, the rest of it was committed and developed through funding from our Pike Place Market foundation. And we actually, the PDA did a large bond funding to fund the project and tax credit financing. But we had this opportunity to create a public space, public gathering, that contributes back to public realm. And it is the first stage of creating a bridge from a Pike Place Market site across to a future aquarium expansion Seattle Aquarium that then takes you down to the new waterfront. Our project is great. The development, once it’s complete in entirety is going to be incredible, including the Overlook Walk, which connects from the waterfront up into the market. It has been very complicated. Many voices. A huge vision that was the waterfront bringing together the entire city to be a part of that visioning process. It’s been an honor to be able to be a part of that.

Eve: [00:37:39] Interesting. Yeah. The many voices is scary, but it sounds like you manage them very well.

Rico: [00:37:46] I do the best that I can. And, you know, I think that now being at the Office of Planning and Community Development, I have a benefit of having 44 staff that are all very invested in this vision for equity, leading with equity, and kind of doing right by community. And so, this has work. I mean, to be clear, we are the City of Seattle, as an entity is over 11,000 employees. And so, we’re a very small complement, but we are leaning into what is transformation look like for the city and how do we do this work in a way where people have voice and can be seen. And it is hard work, and it does take a village. But I feel like we are starting to make some headway.

Eve: [00:38:47] So one final question. What’s your big, hairy, audacious goal?

Rico: [00:38:54] That’s a good question. I mean, the honest reality is, is that I think that on this conversation of generational wealth, that we have a responsibility, both as a city and as a nation, to look at harms that we have caused for the Asian community, for the Black community, and for the Indigenous community and for the immigrant community and ask ourselves, how do we change policies that we have in place, built environment and otherwise economic investment to get our communities of color to the place that they deserve to be? And what does that mean? That does mean investing and curating a authentic discussion in each of those communities to ask what that means, of the communities that we are engaged with. And then we have a responsibility to act to support those needs. That is not an easy thing to do, but it is a responsibility that we have. And it’s something that I have been committed to since I started. I got into architecture because I saw how much built environment affected people, myself included, and how you could get to transformational social change through built environment projects. That is one piece of the puzzle. But the reality is, is that we have a lot of work to do to get us all to a better place. And I am really excited about it. It is hard work, but it’s what gets me out of bed every morning.

Eve: [00:40:46] Well, I’ve really enjoyed this conversation. And honestly, if every single large development ends up with an outcome like the non-profit on the corner, that would make change pretty rapidly. That would be a fantastic thing to see. So, thank you very much for your work. I really enjoyed this.

Rico: [00:41:04] Thank you.

Eve: [00:41:09] Listening to Rico talk about just one project was inspirational. If one developer can move plans for a retail space from a CVS to a community-owned arts building, then just imagine what an army of them can do.

Eve: [00:41:32] You can find out more about this episode or others you might have missed on the show notes page at our website RethinkRealEstateForGood.co. There’s lots to listen to there. A special thanks to David Allardice for his excellent editing of this podcast and original music, and thanks to you for spending your time with me today. We’ll talk again soon, but for now, this is Eve Picker signing off to go make some change.

Image by M Nakamura courtesy of Rico Quirindongo

Impact investing. More than a fad.

May 30, 2022

“Impact investing is a major topic on investors’ radar screen, boasting huge growth, and widespread acceptance among those seeking to align their portfolios with their personal values. But impact investing has always been more than a fad.” writes James Lumberg for Investopedia.

Impact investing, or socially responsible investing (SRI), has been around for longer than you might think. The Jewish concept of Tzedek, referred to in the earliest books of the Bible, aimed to correct imbalances between people, and referred to the benefits derived from ownership. Included were criteria for the rights and responsibilities of ownership and for generating financial returns ethically and sustainably. A few hundred years later, the Qur’an also established guidelines. These have evolved to become Sharia-compliant standards which prohibit the use of money for profit or exploitation.

In the United States, socially responsible investing began with 18th Century Methodists. They renounced the slave trade, smuggling and blatant consumption and they resisted investing in liquor, tobacco and gambling. The Quakers also forbade investment in slavery and war and founded the first publicly offered fund, the Pioneer Fund, with similar restrictions. These early investing strategies were intended to eliminate “sin” industries.

Leap forward to the 1960s when Vietnam War protesters demanded that University endowment funds stop investing in defense contracts. And in 1985, apartheid protestors demanded that Universities no longer invest in South Africa. These student protests along with environmental disasters brought the issues of the day to the attention of investors and in turn, pressure from those investors led to institutional and legislative change. In 1977, the United States Congress passed the Community Reinvestment Act which prohibited discriminatory lending practices in low-income neighborhoods. In 1984 the U.S. Sustainable Investment Forum (US SIF) was founded. And from 1985 to 1993, $65M of investments were redirected from South Africa.

While socially responsible investing in the United States initially focussed on stopping investment in products that conflicted with our personal beliefs, the impact investors of today focus on a variety of environmental and social issues and proactively seek investments that create positive change.

Read the original article here.

Image by Eve Picker

On making waves.

May 16, 2022

Eve Picker, founder of Small Change, talks to Brian Gaudio of Module Housing.

Eve has a passion for cities and for working on real estate projects that make a positive impact in neighborhoods. Originally from Australia, Eve trained as an architect and has a master’s degree in urban design. She moved to Pittsburgh where she fell in love with the city and, through a series of ‘accidents’, transitioned from architect to real estate developer, building a small but meaningful portfolio of projects.

In 2016, Eve launched Small Change, a real estate crowdfunding platform matching developers with every day investors. The idea was born out of the Jobs Act of 2012 which allowed crowdfunding to be used for investment, rather than just donations. Now people who wanted to make their neighborhoods better could become investors in developing properties on their own streets.

Small Change focuses on impact by scoring every project to ensure that it creates impact in some way. They also tackle a lack of diversity within the real estate industry – over 54% of developers working with Small Change are women and minority developers. And they help those developers raise meaningful funds – up to $5M per year from anyone who is 18 or over.

Listen in to the conversation.

Image from PxHere

New markets for main street.

May 11, 2022

NuMarket was born out of the pandemic. Ross Chanowski founded the social crowdfunding platform in 2020 because he felt there wasn’t a way for communities to purposefully support the survival and growth of their local businesses. In an interview with The Boston Globe, Ross said that he wanted to develop a way for customers to meaningfully support the businesses they love while, yes, getting something in return.

On NuMarket, main street businesses raise funds for a variety of reasons like renovations, expansion, a popup, a new product line or even a second location. But instead of going to a bank to get a loan, they go to their customers, raising funds through contributions made in an online campaign on NuMarket. The payoff for each contributor is  120% of their money back in credits that can be used at that business. Contributors receive a bonus from the businesses they support, and those businesses get much-needed funds from the customers who love them!  To date, NuMarket has helped 23 small businesses raise funds through successful campaigns with more coming. The amounts raised vary, but the largest (and first) raise was completed by Mamalehs, an iconic delicatessen in Cambridge, that raised over $185k to open a second location. Prior to launching NuMarket, Ross was living in the UK, completing his Master’s degree work in social innovation at the LSE. While there he found time to co-found Jungle, a collective of creative thinkers, designers and strategists growing companies with social impact, working to build product ideas with intrinsic impact. Their current project is Jungle Brew – cold brew coffee designed for socially impactful behavior. Past engagements for Ross include Allen & Gerritsen and Draftfcb and an internship with former House representative Barney Frank. Ross is currently an advisor at the Kenarava Group in Kenya, “a progressive company offering climate-smart agribusiness solutions for a healthier, sustainable future.”

Read the podcast transcript here

Eve Picker: [00:00:12] Hi there. Thanks for joining me on Rethink Real Estate. For Good. I’m Eve Picker and I’m on a mission to make real estate work for everyone. I love real estate. Real estate makes places good or bad, rich or poor, beautiful or not. In this show, I’m interviewing the disruptors, those creative thinkers and doers that are shrugging off the status quo, in order to build better for everyone. If you haven’t already, check out all of my podcasts at our website RethinkRealEstateForGood.co, or you can find them at your favorite podcast station. You’ll find lots worth listening to, I’m sure.

Eve: [00:01:04] Ross Chanowski wanted to help when the pandemic hit, so he founded the social crowdfunding platform NuMarket as a way for communities to purposefully support the survival and growth of their local businesses. He wanted to develop a way for customers to meaningfully support the businesses they love while yes, getting something in return. Ross has put his background in marketing and a master’s in social innovation and entrepreneurship from the London School of Economics and Political Science to good use. Numarket helps Main Street businesses raise funds in a compelling way. Make a contribution to a business you love now, and you’ll get goods and services back with a 20% bonus, ten bagels become 12 in your tummy, all the while supporting the bagel shop you love. It’s a lovely story about a lovely business. Please listen in to hear more. If you’d like to join me in my quest to rethink real estate, there are two simple things you can do: share this podcast and go to rethinkrealestateforgood.co where you can subscribe to be the first to hear about my podcasts, blog posts and other goodies.

Eve: [00:02:42] Hi, Ross.

Ross Chanowski: [00:02:44] Eve, it is great to see you and hear you.

Eve: [00:02:48] I’m really happy to talk to you today. And, you know, Numarkets is one of my favorite companies. I’m really excited to talk to you. So let’s talk about Numarket. NuMarket, I think, is a pandemic, baby, right?

Ross: [00:02:59] It is, yeah.

Eve: [00:03:01] When did you found it and why? And how?

Ross: [00:03:05] As we all have found, pandemic time feels like a very odd construct. So thinking about two years of being in it, I’m still not quite sure when it started. Now we got going, we launched into the world in February of 2021, and the impetus and the idea and research behind New Market, I think had been happening for years before that and a lot of interesting in different ways. But when the pandemic hit, there was a clear insight that everyday customers of businesses and people in communities desperately wanted to do something positive for the places that that they love and that they need. And we were all struggling to find ways to do that. We were hashtagging on Instagram. We were tipping our delivery drivers and bartenders on the way out. We were buying gift cards, kind of doing anything we could, but it definitely didn’t feel like we were giving the kind of support that we could. And on the flip side, businesses were finding it incredibly difficult to get financing at the time to survive. But for decades before that, to to thrive and to open. And so there was something of matching those two up, this desire to support and be a critical part of independent businesses and businesses that couldn’t find avenues to financing that worked for them. So that’s where NuMarket came from. And what we do is we create crowdfunding campaigns for those businesses to raise money from their customers and community. But the contributors to those campaigns, they get more back than what they put in, 20% more, actually, as credits to use towards the business over time. So, it’s not a donation. You’re getting a lot more back than what you put in and you get to use it towards the business in the months that follow, in the years that follow. So, it generates this really interesting economic engine around these important and critical independent businesses all around us.

Eve: [00:05:23] Interesting. So, I’m having a thought. Could Small Change run a campaign on NuMarkets and offer people some investment coupon for future use?

Ross: [00:05:37] You know, I know we’re recording and if there are any regulators listening, we have to check that out first.

Eve: [00:05:43] No, this is, well, what’s interesting and this was going to be my next question. So NuMarkets doesn’t fall under any securities law, does it?

Ross: [00:05:52] Right. So, we’re issuing promotional credits. That’s kind of what our model entails. You are not receiving back cash. It is not a security. It is in the promotional credit category where you’re getting that 20% back as essentially a voucher to use towards goods and services, not that different from a gift card. And we’re very clear about that with everyone involved in knowing that there are some risks involved. But you’re getting this great chance to support a business. And unlike some donation-based platforms, where your money is going towards incredible causes, this is going towards businesses, for profit businesses like restaurants, yoga studios, online platforms, things like that.

Eve: [00:06:44] Right. I don’t think it would break any securities law, but we’ll talk about that later.

Ross: [00:06:50] I didn’t realize this was going to be a whiteboarding session.

Eve: [00:06:53] No, I mean, it really just occurred to me. My favorite Korean restaurant right next door, if they came to you and they did a campaign and I, what do you call it, make a donation. It’s not really a donation. Yeah, a contribution. It’s a contribution. So, it’s some way between investment and donation. So, make a contribution. Then thereafter, I could buy their bibimbap for 20% less.

Ross: [00:07:19] Exactly. Yeah. And you could buy their bibimbap, you could buy drinks, you could get anything that’s in there. Goods and services that they’re offering, which is one of the things we found has been a really big value add, where contributors get to use it, how they’d like to. And for businesses, they get to do exactly what they do best, which is just run their business. You don’t need to change your offering. You don’t need to offer any special packages or anything like that.

Eve: [00:07:47] So what do these businesses I mean, what do these businesses generally raise money for?

Ross: [00:07:54] Yeah. It’s we find a really big mix of things, new locations, new product lines, being able to move from, let’s say, a brick-and-mortar model to a nationwide or worldwide delivery service or the opposite. We find a lot of delivery, whether it be home delivery locally or nationally, moving into more of a permanent space. A lot of pop ups that are turning into brick and mortars. So, we’re at this point where some really amazing, vibrant and oftentimes funky businesses get to fund their dreams and get that validation that those dreams are real from their funders who turn into their best customers.

Eve: [00:08:45] That’s pretty cool. So, walk me through how a campaign works.

Ross: [00:08:50] Yeah. Campaigns, they last for 30 days, and you get a unique URL and campaign page designed with content that shows sort of who you are as the business owners, what your business is, and really gets to the soul of why you’re doing what you do. And anyone with access to a credit card can contribute during that 30-day period. You can gift contributions if you’d like to, to others, which we find a lot. You can leave testimonials that really show how much a lot of these great independent businesses are loved. So, it’s really special there. And then after the campaigns end, what we do is we handle all of the credit distribution, and we start doing that one month after the campaign ends. And that one difference for us of how our credits work is that we break them up monthly. So, we’ll start sending you your credits just one month after the campaign ends super quickly. And we do that monthly for six months. The way that math works out is, let’s say you contribute $100 to Eve’s Cafe. You would get back a total of $120 in credits, and you’d get $20 worth of credits every month.

Eve: [00:10:09] Okay. And this is to make sure that the funds are raised to spread out for the business as well.

Ross: [00:10:19] Exactly, yeah. And what we found happens quite often is you’ll have $20 worth of credits in month one and you’ll go in and you’ll spend those 20 credits and spend above them. So, there’s this really great engine around supporting independent businesses in a really, really strong way, not just as funders, but as your most loyal customers.

Eve: [00:10:43] How did you come up with that formula?

Ross: [00:10:46] Just trying to understand, I think, and talking with a lot of business owners and understanding the problems that are that are facing them and just taking a human first approach of, you know, just talk to us. Tell us what’s going on. Tell us why when you look for institutional funding, it’s difficult. Tell us why when you might find that funding, it’s difficult for you. And then, and then iterating. You know, our model wasn’t always exactly like this. We have great feedback loop and we’re super close with our customers and have a willingness to make those changes when we see that they’re needed.

Eve: [00:11:28] Interesting. Okay. So, I have to ask then, what percentage of your customers are not white male?

Ross: [00:11:38] Yeah, we don’t sort of publish exact data, but it’s a vast, vast majority.

Eve: [00:11:45] So often they fit into that minority or woman-owned business category that we all know does very poorly in the fundraising world.

Ross: [00:11:56] Yes. Yeah. The statistics on that are shocking.

Eve: [00:12:01] They’re really shocking. I think something like 2% for women owned businesses it’s ridiculous.

Ross: [00:12:07] Yeah, we’re very excited about the opportunity that we have in front of us to try to change that. And we’re at this point way above a majority of the businesses being led and managed by women and people of color.

Eve: [00:12:23] So what’s their average amount raised for businesses that you’ve helped so far? And how many have listed campaigns with you?

Ross: [00:12:31] Yeah, we’re up over 30 right now in the past year and at a pretty solid growth rate, which is exciting but also daunting, as you know. Yeah. And the average contribution amount, which I think is one piece of of data that is that’s pretty important for us, is around $150 per person. So, and that’s kind of the spot that we like to be in, which is no matter if you’re putting in $10 or 10,000, what you’re getting back is going to be the same. You’re getting that 20% back. And so we’ve found all different types of people from all different income levels who are able to participate and get that 20%.

Eve: [00:13:19] It must also depend on the business what value $150 has. Like it’s going to be different for bake shop than for something that sells more expensive goods, right?

Ross: [00:13:31] Yeah. Yeah, we found some really interesting, I think at this point slightly anecdotal, data on that of how do contributions change based on your average cost of goods. What’s been really interesting for us is the success of recurring purchase models. So, things like subscriptions, we’ve had some everything from farm delivery boxes to dumpling delivery and those have done incredibly well. I think there’s something to the idea that you know, as a customer that you’re going to be either going in or getting delivered something every week, every month. So, it makes a lot of sense to support and get 20% more.

Eve: [00:14:19] Interesting. Okay, let’s talk about geography. Where where do you do this right now?

Ross: [00:14:23] Yeah, we just kind of moved into Nationwide in the US. So, we started off in Boston in New England with a really, really great community of customers. And we, just this month, started launching campaigns that are across the country. What’s been really interesting, given what’s going on in the world right now, is that where you’re based has taken on an entirely new meaning on both sides of the platform. So, for contributors, people are living all over the place. Maybe you’re spending three months out of the year in New York, three months out of the year in Albuquerque, three months out of the year and in Indonesia. And for businesses, it’s a little bit of the same. You might be based in Los Angeles, but most of your customers are in Miami or in Topeka or wherever it may be.

Eve: [00:15:14] Interesting. So, do you find people contributing who are not customers or might be new customers for these businesses? I suppose the question is, is there crossover between campaigns? Are you building your own contributor base? Yeah.

Ross: [00:15:31] There is, yes. And we’re still early on. And I think that number will, we hope, grow. But we have found a really strong amount of repeat contributors, whether that’s our doing or the fact that there are just some really great businesses in similar communities, it doesn’t really matter to us. We’re just excited that people want to see this model grow and they want to see great independent businesses grow. We’re just there as the tool to make that happen.

Eve: [00:16:03] You said you’ve gone national. Where have you had campaigns?

Ross: [00:16:08] We’ve had some in California. We’ve had some in Florida. We’ve had a lot in New England, Connecticut, Boston, up in Maine, expansion into Maine, I should say. And in the next few weeks, we’re going to have a little bit more dotting across the country.

Eve: [00:16:26] Okay. None in Pittsburgh yet, right?

Ross: [00:16:29] Not until you help us out Eve. That’s what we need.

Eve: [00:16:31] I’m going to help you out, I’m going to help you out!

Ross: [00:16:33] You’ve got to spread the word.

Eve: [00:16:35] I think it’s a really great idea. So, do you think this model might become mainstream?

Ross: [00:16:40] We’re pretty confident that it will if we do our job well. I think that’s kind of the feeling that we all have right now, which is if we can continue to spread the word about it and make it known to more independent business owners that this is an option and that there is great support and there’s a way to engage your community of customers, we do think it can go mainstream. I guess it depends on your definition of mainstream. We’re not focused on world domination as a tech platform. I think we’re focused on being an option for every independent business that wants that option. Yeah.

Eve: [00:17:20] What’s your revenue stream? How do you get paid?

Ross: [00:17:23] Yeah, it’s pretty simple. We take a percentage of the funds that are raised in the campaigns. We have no subscription fees, no upfront fees. So, the only time businesses see us in their accounts is when we send them their funds at the end of the campaign.

Eve: [00:17:40] Shifting gears a little, you know, I looked at your background, which is very interesting, and community and social impact are clearly a really big theme in your life. There must have been a story. There’s got to be a journey that led you to NuMarkets, and I’d love to hear it.

Ross: [00:17:57] Yeah. Eve, if you recall to how we met, one of the big themes of that accelerator was Origin story. And unfortunately, there’s no great origin story. It’s, I guess, the seeds of how NuMarket came about in my background, were doing work and research that took me to some places all over the world and getting to see how different financial models work, how different businesses engaged in commerce and getting a lot of exposure to just difference.

Eve: [00:18:38] But to be fair, you’ve got a masters in entrepreneurship and social impact. So, you you’ve had a path towards this, right?

Ross: [00:18:46] Sure. Yeah, absolutely. And I think what that sort of academic piece of my life did was to really frame around the idea of understanding the problem from a very human lens. So instead of taking an idea and overlaying it onto people, it’s let yourself understand the challenges and day to day problems that are facing real communities and try to design ideas and business models and products against that. I can remember being in very specific instances and looking at the way that people have funded independent businesses all over the world, the ways that they’ve been able to create financial inclusion and just being so interested and impressed and engaged by those experiences that in some odd way Eve, leads to you running down the stairs one day and saying, Oh, I think I think now it makes sense. I think now NuMarket is ready. I think we’ve got the model.

Eve: [00:19:56] Right, I get it. But there’s another company that you’re involved in that intrigues me and I’ve just got to hear about, and that’s called Jungle. Tell me about that.

Ross: [00:20:05] Yeah, so Jungle started off sort of consulting and working with other corporates on how to increase their community impact through their revenue models. And in a strange twist and turn of events, it ended up being a coffee company that I started a few years ago, a handful of years ago now, with the idea that coffee is the most ubiquitous and habitual product that probably exists in the world where I’m holding one right now, we all…

Eve: [00:20:40] Here’s mine.

Ross: [00:20:40] I shouldn’t say we all. There’s yours. Exactly. It’s something that many people across the world really understand and purchase, and it affects over 25 million people across the supply chain. So, ended up starting a cold brew coffee company in in London a handful of years ago and a very different, of course, business model to what NuMarket is. But I think a lot of the partners and customers that we had are the same people and same type of people that we’re supporting at NuMarket now, owners of coffee shops, owners of bakeries, restaurants. We just launched a campaign for a coffee producer in Lawrence, Massachusetts, and it’s pretty cool to see, see some of the same challenges that we were facing in the coffee world and be able to support people doing it themselves now through NuMarket.

Eve: [00:21:38] Very cool. You’ve developed a thesis which is really fascinating. What do you think needs to be fixed in the world of small business? I know that’s a really big question, but I’m asking it anyway.

Ross: [00:21:50] Yeah, well, you know, there is, there’s no doubt that there’s power in commerce and who holds the purse strings. And I think the thing that we’re focused on from a systemic change perspective is allowing everyday customers to be the arbiters of the success of these businesses. So, if you’re the ultimate end user, you’re the person who’s buying the product. If we allow those same people to decide who gets the funding to start and grow, I think we’ll see a big, big change towards businesses that are important, that are independent, that are really, really doing great things for their communities, as opposed to businesses that have one very clear single bottom line, which is how fast can we grow? How quickly can we increase our margins as opposed to can we make people’s lives better and also make money at the same time?

Eve: [00:22:46] So if you were going to leave your mark on the world, what would that look like?  How would you like to leave your mark on the world?

Ross: [00:22:54] Eve, that is such a big question.

Eve: [00:22:57] It is! But you’re pretty close, I think, you know.

Ross: [00:23:01] Yeah, not even.

Eve: [00:23:03] Okay, I didn’t ask. What would your gravestone say?

Ross: [00:23:09] Oh, that’s a good one, too. Well. You know, I think it would just be. You know Eve, I don’t know and I’m going to be honest, I think we’re supposed to answer these questions with authority and strong character and all of that in these types of settings. But I think it’s okay to not know and to still be figuring that out. And right now, I think what I want my mark to be today, it’s just to have done worthwhile work.

Eve: [00:23:46] I’m pretty much in the same place. She led a good life. She was a decent person. That’d be pretty good. Yeah.

Ross: [00:23:53] And had a few good cups of coffee. Right, right. And a few bad ones too.

Eve: [00:23:58] Okay. So, I have to ask, ‘cause you sound pretty prolific there, what’s next for you? Like, are you focused solely on growing this business or is there something else you’re cooking up?

Ross: [00:24:10] I think I’m very laser focused on growing NuMarket in a way that is positive on a lot of levels. But I think there are lots of challenges and opportunities to solve those challenges out there. And I hope that whether it’s through NuMarket or through other efforts, that I and our team can start to tackle those and find some great momentum towards this idea of mutual value models. How can everyone involved in the equation of commerce or economies put something in and get more out from doing so? So, we’ll see where that takes us and we’ll see whether that’s tomorrow or ten years from now or ten weeks from now.

Eve: [00:25:01] Well, it’s fascinating. And I have one final question, if I find a business for you in Pittsburgh, will you come?

Ross: [00:25:08] Absolutely. I’ll come tomorrow. Let’s have some Korean food. Let’s have some good coffee.

Eve: [00:25:14] It’s a deal.

Ross: [00:25:16] We should hang up and stop recording now so we can start, we can start creating spots

Eve: [00:25:20] Okay. Thanks very much for joining me.

Ross: [00:25:24] Thank you, Eve. It was a pleasure.

Eve: [00:25:35] Ross Chanowski is passionate about building businesses that are needed and that make a difference. It looks like NuMarket is well on its way to making a mark.

Eve: [00:25:56] You can find out more about this episode or others you might have missed on the show notes page at our website RethinkRealEstateForGood.co. There’s lots to listen to there. A special thanks to David Allardice for his excellent editing of this podcast and original music, and thanks to you for spending your time with me today. We’ll talk again soon, but for now, this is Eve Picker signing off to go make some change.

Image courtesy of Ross Chanowski

Net zero building.  It’s a boom!

May 2, 2022

“A mix of high-tech and old-fashioned energy efficiency tactics can deliver carbon-neutral buildings, right now. But the U.S. needs to pick up the pace” writes James S. Russell for Bloomberg.

Oil shortages are a hot topic since Russia invaded the Ukraine, prompting the International Energy Agency to release a 10-point-plan for cutting oil use. But the plan only focuses on transportation and overlooks substantial energy savings that might be found in the built environment. Buildings consume about 40% of our energy in the US, but reducing fossil fuels is still seen as a detrimental impact to our comfort. In reality, we could pretty quickly decarbonize by implementing some simple measures already available to us. These include better insulation, energy star appliances and more efficient heating and cooling. The technology sector has also provided us with sensors, controls, and advanced energy modelling.

Paul Schwer, is the president of PAE, an engineering firm that designs mechanical, electrical and plumbing systems for low emission buildings. He dramatically reduced the energy emissions of his own home by electrifying everything. And his company built a 58,000-square-foot net zero building in Portland through the use of natural lighting and ventilation (lots of windows that open), radiant floor heating, good exterior insulation and a solar array. Paul is convinced that the majority of buildings in the US are good candidates for retrofitting for energy reduction.

The high performing energy-efficient ‘Passiv Haus’ is the gold standard for new construction, achieving energy reductions of up to 75%. But even without following the exacting Passiv Haus methodology, energy efficiency can be accomplished through the use of freely available passive measures, such as natural daylight, sun shading, wide overhangs, sun louvers and natural ventilation.

But what about the carbon footprint or embodied energy of buildings themselves? The materials used to construct a building, such as steel, concrete and aluminum, are a large proportion of a building’s carbon footprint. KierenTimberlake, an architecture firm known for its innovative approach to energy efficiency, devised a digital tool to calculate the carbon emissions embodied in the manufacturing of an existing building’s materials which they intended to develop. When they compared it to how much carbon would be emitted by building a new net zero building, they found that it would take 186 years to reach parity. 

Embodied energy is one of the reasons that mass timber, or cross-laminated timber (CLT), has become so popular. Mass timber is more environmentally friendly as it’s made from small strips of timber, can be locally sourced and can replace carbon-heavy materials such as steel and concrete. US building codes will soon allow mass timber buildings of up to 18 stories to be built.

President Biden’s March spending bill includes $3.2 billion for retrofitting homes to make them more energy efficient. That’s a good start. But to achieve scale in the reduction of energy in the building sector will require much more. If all new buildings were net zero, as well as our transport vehicles electrified, we could cut our emissions dramatically by 2030.

Read the original article here.

Image of New US Embassy facade by Images George Rex from Flickr CC BY-NC-SA 2.0

« Previous Page
Next Page »

Primary Sidebar

sign up here

APPLY TO BE A PODCAST GUEST

More to See

The Seven

August 29, 2025

Real estate and women.

February 26, 2025

Oculis Domes.

February 25, 2025

FOLLOW

  • LinkedIn
  • RSS

Tag Cloud

Affordable housing Climate Community Creative economy Crowdfunding Design Development Environment Equity Finance FinTech Gentrification Impact Investing Mobility Offering Opportunity zones PropTech Technology Visionary Zoning

Footer

©rethinkrealestateforgood.co. The information contained on this website is for general information purposes only. Nothing on this website is intended as investment, legal, tax or accounting strategy or advice, or constitutes an offer to sell, solicit or buy securities.
 
Any projections discussed or made may not be accurate and do not guarantee a specific outcome. All projections or investments are subject to risk due to uncertainty and change, including the risk of loss, and past performance is not indicative of future results. You should make independent decisions and seek independent advice regarding investments or strategies mentioned on this website.

Recent

  • Vacant Upper Floors: Unlocking Downtown Housing
  • Podcast hiatus.
  • Pop City: Changing the Conversation
  • The Mulberry
  • Mount Vernon Plaza

Search

Categories

Climate Community Crowdfunding Development Equity Fintech Investing Mobility Proptech Visionary

 

Copyright © 2026 · Magazine Pro on Genesis Framework · WordPress · Log in