There’s been a major shift in the way our financial systems work. FinTech, short for Financial Technology, or the use of technology in finance, is fast becoming the new normal. Increased connectivity and reliance on technology has brought with it a demand for new financial products, blurring the lines between traditional banking and less traditional financial … [Read more...] about Technology, finance and inclusion.
FinTech
Advancing financial inclusion. With Fintech.
Melissa Koide has described herself as a “policy entrepreneur,” and she is the founder of a relatively new research organization called FinRegLab (2018), an independent non-profit working rigorously to test the technological tools used by the world of financial services. Most specifically, they have been looking at the use of data in credit underwriting. By examining the … [Read more...] about Advancing financial inclusion. With Fintech.
First in. Towards growth.
Lance Chimka, who became Director of Allegheny County Economic Development (ACED) in 2018, oversees an agency responsible for business expansion, planning, community and real estate development, and affordable housing projects for the second most populous county in Pennsylvania. Born and bred in Pittsburgh, Lance has long been familiar with the changes the region has … [Read more...] about First in. Towards growth.
Democratizing investment. A huge step forward.
Mark Roderick describes himself as a very “boring” corporate and securities lawyer, but he's not. Since the JOBS Act of 2012, Mark has spent all of his time in the investment crowdfunding space. Today he is one of the leading crowdfunding and fintech lawyers in the United States. Mark writes a widely-read blog, which offers a wealth of legal and practical information for … [Read more...] about Democratizing investment. A huge step forward.
The impact of Reg A+.
Historically, investing in startups and real estate has only been available to accredited investors. Accredited investors are those that, due to income, net worth, assets, or professional experience, have special privileges when it comes to financial regulations. Recent legislation, however, has aimed to make investing more accessible to all potential investors. The 2012 … [Read more...] about The impact of Reg A+.